Mercado Pago digital account is a free tool by which more and more people can have access to a centralized money management experience for the first time. The platform allows users to make payments and collections, immediate transfers, pay for services, send and receive money, hire insurance or take credits, share expenses with friends and make donations, among other functions. Also, users can withdraw or deposit cash from several locations throughout the country, and get an international Mastercard free of charge.

Our developments and solutions will be always available to support our users’ financial inclusion and growth.  Our value proposal entails ongoing innovation, offering a safe, fast, and rapid experience both for buyers and sellers.

Digital payments are tools that make small and medium sized companies as well as entrepreneurs’ progress easy. Through technology, Mercado Pago works to offer every business a tailored solution. Point and the QR code are the access gates to a full, safe, and fast digital account, which allows completing daily and important transactions in one app.

In the same way our readers Point Bluetooth and Plus have changed the way small businesses make collections, Point Smart seeks that large businesses can enjoy a superior experience: making collections with a fast and state-of-the art device, enjoying the benefits of  Mercado Pago ecosystem, and simplifying their business management.

We have been pioneers in introducing QR code payments in many countries in the region, which has changed the way people make payments, and accounted for a huge financial inclusion opportunity since it was adopted by millions of people who had never had access to electronic payments before.

Thanks to Mercado Pago digital account, businessmen can transfer their money to any digital or bank account, pay taxes and services from the app, withdraw cash, make purchases with the prepaid card or generate daily balance earnings.

Main features of our Point devices

• Point Bluetooth, a card reader connected by Bluetooth to a cell phone to operate; it can operate with all debit and credit cards.  
• Point Plus, a collection terminal that does not need a cell phone to operate. It allows collections with all collection technologies, (magnetic cards, chip, NFC/contactless and QR code) and has a free 4G data pack.  
• Point Smart, a touch screen collection terminal, especially designed for large and medium-sized companies. Its Android operating system evolves by introducing new features and adding up new sources of income, while turning business management professional. It provides more connectivity and autonomy, WIFI connection, 4G and a free data pack, which makes it possible to collect money faster and at any time. It has a long-lasting battery and accepts all kinds of collection technology: magnetic band, chip and NFC/contactless;  QR payments; installments with and with no interest charge.